Banking law and regulations

Many of the firm’s most loyal customers – some of whom have been with us for decades – are banks and credit unions/cooperative banks. We have also long served German banks and savings banks present on the French market. Our expertise in this field is borne out by the articles that we regularly contribute to various specialist magazines.

We are particularly active in the following fields:

Financial engineering

Financing, drawing up legal instruments, calculation and implementation of guarantees.

Reviewing and implementing procedures

Intermediaries in banking transactions and payment services, customer prospection relating to banking or financial products, legal formalities relating to the approval, renegotiation and termination of loan agreements, overdraft facilities and other kinds of credit, pre-contractual information, management of securities and collateral, interest rates and annual percentage rates of charge etc.

Regulatory requirements

Authorization and registration of branches and representative offices, declaration of provision of cross-border services, registry of insurance brokers and financial intermediaries, internal control, prevention of money laundering.

Loans

Consumer credit and mortgages, revolving credit, debt consolidation, FICP (national database with information on credit defaults)

Business financing and lending to local authorities

Business loans, bank guarantees, assignment of accounts receivable, loans from partners/shareholders, subordinated loans, leasing (with or without the option to buy), crowdfunding, structured finance etc.

Refinancing

Mortgage bonds and public-sector bonds, securitization, etc.

Enforcement procedures

Debt collection procedures, realization of collateral, foreclosure and measures of conservancy, bankruptcy law.

Financial markets law

Derivatives and OTC contracts, the marketing of financial products, regulations governing investments, representation of shareholders and victims of financial malpractice and fraud.

European and international banking law and regulations

Private international law as it relates to contracts with banks, credit institutions’ exercise of the freedom of establishment and freedom to provide services, EU regulations and directives in the field of banking.

Lawyers working in this domain